Welcome to the Health Insurance Marketplace®. Official government website.

An official website of the United States government Here's how you know

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application.

Preview Marketplace health plans and price quotes for your area. Official government website.

See if your state uses HealthCare.gov Some states have their own Marketplace. Next, set up your login information.

Learn about new Marketplace health insurance, Medicaid, CHIP. See how to get coverage and how to update current health plan at HealthCare.gov.

Check out 2026 health insurance plans & prices before you renew. Health Insurance Marketplace.

Pay your first premium for coverage to start Your coverage won’t start until you pay your first premium. Pay directly to your health insurance company — not the Marketplace.

Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.